- You can lease almost any kind of equipment.
Machine tools... construction equipment... copiers... computers...
medical/dental equipment... from single items to an entire office
or plant. All are available through our leasing programs.
- You choose the equipment you want.
You make the arrangements as to price and specifications with the
supplier you have selected. You retain all manufacturer's warranties
- You get a longer term, smaller payments.
Typical lease terms are two to five years... usually somewhat less
than the useful life of the equipment. Nearly always this term is
longer than a normal loan period from a borrowing source, resulting
in lower monthly payments.
- You enjoy virtually %100 financing.
Practically any other financing demands a substantial down payment,
deposit or compensating bank balance. By leasing you can quickly
acquire use of the equipment you want without major cash outlay.
- You gain possible tax advantages. Lease
payments are often treated as fully deductible expenses. This may
mean a more rapid write off to you. Because the lease term is generally
shorter than the depreciable life, payments can be expensed in a
- You keep both cash and machines generating
profits. Cash and machines are working assets. With no
cash tied up in the equipment, you have both assets working for
you. Particularly important under conditions of high-priced money,
inflation and cost squeezes.
- You can deal with budget restrictions.
Budget restrictions preventing purchase of equipment or acquisition
of fixed assets still may often permit a workable lease arrangement.
This may be true of branch operations of larger companies, for hospitals,
non-profit organizations, and municipalities.
- You can get a hedge against obsolescence.
With today's rapidly moving technology, some equipment can become
obsolete relatively quickly. Leasing frequently enables you to acquire
the new equipment you need without having to keep costly equipment
working years beyond its profitable time.
- You can project costs more accurately.
You have known payments over a specified period. There are no depreciation
figures to be questioned, no varying interest costs to be estimated.
Leasing helps take the guesswork out of budgeting.
- You can build your available credit.
With leasing, you can get the equipment you need now without
disturbing your present bank credit lines. Preserving your bank
lines for other possible uses means the same thing to you as expanding
- You alleviate dilution of equity.
Leasing offers you a viable alternative to having to raise additional
capital through adding more shareholders or partners, or limiting
your lines of credit with loans on your fixed assets.
- You get great flexibility in lease
plans. Lease payments can be arranged to match your cash
flow pattern, to match seasonal business, to match earnings generated
by the equipment. Upon expiration of your lease, arrangements can
be made for renewal, purchase, or return of equipment. We will structure
a lease plan to fit your situation and specific requirements.
- You have a hedge against inflation.
When you lease equipment, you pay for it as you use it. When you
purchase, you pay in current dollars for future use of equipment.
So, if inflation continues, leasing can help provide protection
against future decrease in dollar value.
- You may find leasing the least expensive
way to get equipment. After examining the possibilities
involved in cash purchase, a bank loan, or installment purchase,
and after considering the advantages you can derive from the use
of freed-up capital, you often find leasing costs you less than
other methods of acquiring the equipment you need.
1st Equipment Leasing
A division of BAJ Financial Solutions
Pembroke Pines, Florida 33029
Toll Free: 1 (800) 603-1644
Local: (954) 450-4343
Fax: (954) 450-4352
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